Company Shares

Answered by Shaykh Abdul-Rahim Reasat

Question: My company has offered me the option to buy company shares. The share price is substantial, so they offer a loan but it is not interest-free. The company will pay the interest portion, and I will have to pay the principal amount of the loan. Is this transaction legal in our deen?

Answer: wa ‘alaykum as-salam wa rahmatullah wa barakatuh.

I pray you are well.

This transaction is impermissible. It’s better that you get an interest-free loan from another source if you wish to make this investment.

Being Far from Allah’s Mercy

The Messenger of Allah, Allah bless him and give him peace, cursed the one who takes interest, the one who gives it, the one who documents the transaction, and the one who is a witness to that transaction; he said, “They are all equal [in sin].” (Muslim) This is a serious matter.

A curse (la’na) is a plea to Allah to distance someone from His mercy. Imagine a time when you are desperately in need of Allah’s mercy, whether in this life or the next, and it doesn’t show? How dire would that situation be?

Find an alternative, pray the istikhara prayer, and pursue it in a halal manner if you feel it is for your ultimate benefit. Otherwise, run a mile, lest Allah’s mercy is even further away from you at your hour of need.

May Allay grant you the best of both worlds.

[Shaykh] Abdul-Rahim Reasat

Checked and Approved by Shaykh Faraz Rabbani

Shaykh Abdul-Rahim Reasat began his studies in Arabic Grammar and Morphology in 2005. After graduating with a degree in English and History he moved to Damascus in 2007 where, for 18 months, he studied with erudite scholars such as Shaykh Adnan Darwish, Shaykh Abdurrahman Arjan, Shaykh Hussain Darwish, and Shaykh Muhammad Darwish. In late 2008 he moved to Amman, Jordan, where he continued his studies for the next six years in Sacred Law (fiqh), legal theory (Usul al-fiqh), theology, hadith methodology, hadith commentary, and Logic with teachers such as Dr. Ashraf Muneeb, Dr. Salah Abu’l-Hajj, Dr. Hamza al-Bakri, Shaykh Ahmad Hasanat, Dr. Mansur Abu Zina, and others. He was also given licenses of mastery in the science of Qur’anic recital by Shakh Samir Jabir and Shaykh Yahya Qandil. With Shaykh Ali, he was able to study an extensive curriculum of Qur’anic sciences, tafsir, Arabic grammar, and Arabic eloquence.

Is Dropshipping Permissible?

Ustadh Farid Dingle is asked if dropshipping permissible if one operates a store.

Dropshipping is where you may have a store, then the customer places the order. You then go to your supplier to send the product to the customer. You never own the product or see the product, so I am wondering if this is permissible within Islam?

This is perfectly fine with generic items as it constitutes a salam contract. You couldn’t do that with something specific, like a specific used iphone, or a specific antique item. (Minhaj al-Talibin)

I pray this helps.

Farid

Checked and approved by Shaykh Faraz Rabbani.

Is It Permissible to Hire a Nanny?

Answered by Shaykh Jamir Meah

Question: Assalamu alaykum

Is it permissible to hire a nanny?

Answer: Assalam ‘alaykum. I hope you’re well inshallah.

It is permissible to have a nanny look after one’s children, and there is no dislike in it. In fact, the Prophet ﷺ had a foster-mother/wet-nurse in Halima al Sa’diyah in his childhood and went to live with the Banu Sa’d in the desert regions, as was the custom in Arabia at the time.

However, having a stranger look after one’s children is a big step, particularly in today’s world, so one should choose the person very carefully. Perhaps the following suggestions will help in choosing a suitable nanny:

1. Make sure that all the relevant security checks and references have been made on the prospective nanny. Choose agencies carefully, preferably based on personal recommendations.

2. Ask the prospective nanny as many questions as you need to feel comfortable that they are the right person to look after your children. Especially ask them about how they discipline children. Pray Istikhara.

3. Tell your children to inform you (if they are able to) of anything that seems abnormal about the nanny or anything that happens during the day that they find amiss. Look out for any odd behaviour from your children, both when the nanny is present and absent.

4. Have a trial period so you can observe the nanny at work with your children.

5. Children are very impressionable and since your children will be with this person for much of the day, although it is not obligatory, it would be preferable to hire a practising Muslim nanny rather than a non-practicing Muslim or a non-Muslim.

6. Call your children 2 – 3 times a day to check up on them if they are very young. Or have set times that they must call you.

I pray the above suggestions are of some help.

Warmest salams,
[Shaykh] Jamir Meah

Shaykh Jamir Meah grew up in Hampstead, London. In 2007, he traveled to Tarim, Yemen, where he spent nine years studying the Islamic sciences on a one-to-one basis under the foremost scholars of the Ribaat, Tarim, with a main specialization and focus on Shafi’i fiqh. In early 2016, he moved to Amman, Jordan, where he continues advanced studies in a range of Islamic sciences, as well as teaching. Jamir is a qualified homeopath.

Who Is Responsible for Avoiding Road Tolls, Me or the Taxi Driver?

Answered by Shaykh Jamir Meah

Question: Assalamu alaykum

Whenever a person takes a taxi from Sharjah to Dubai, there is a 20 Dirham toll that the taxi company charges the customer (in addition to whatever the journey itself costs).

To avoid this charge, customers often take a taxi to the border of Sharjah & Dubai, where they stop right at the border, and then walk into Dubai, and take a Dubai taxi to continue their journey.

Now a few years ago, there were some journeys I took (from Sharjah to Dubai) where sometimes the driver himself suggested that he would take me to Dubai without charging the 20 Dirham toll (probably so that I don’t stop at the border and then continue my journey in a Dubai cab). He would simply not plug the charge into the meter. Other times I suggested to the taxi driver to take me to Dubai without charging the 20 Dirham toll.

The issue is that this money belonged to the taxi companies, and not to the driver or me. The driver was merely an employee of the company and I was their customer. So it is a form of stealing & deception because the taxi company did not waive the 20 dirham toll in any of those instances.

What I should do about this money?

Answer: Assalam ‘alaykum. Thank you’re your questions.

The first thing to do is to clarify whether the non-charging of the toll by the taxi driver is against company policy. You can do this by either asking the company directly, or asking a good amount of taxi drivers of the same company until you feel confident what the reliable answer is.

If the company has no issues with it, then there is nothing to be paid back.

If, however, it is not something the company permit and results in a loss of revenue for them (as opposed to loss of the revenue to the taxi driver alone, in which case it is up to him), then what seems apparent is that although the onus mainly falls on the drivers in those instances that they took it upon themselves to not charge the 20 dirham toll, you however, were complicit in all scenarios, and could have objected or not suggested it.

For this reason, you should pay the money back yourself, as it is unlikely the taxi drivers will, whom you probably won’t ever see again to settle it. Whether the blame falls on both of you or one of you, in all or some of the occasions, it would be better for you to have peace of mind and free yourself from the burden of possible debt and sin, then saving yourself some money, even if it amounts to a few hundreds. It really isn’t worth it.

Also, make the intention that if the sin was on the taxi drivers as well, then you are lifting the burden of another person as well.

Solutions:

If the conduct was not permitted by the company, you may do the following:

1. Contact the taxi company directly, and explain the issue, estimating how many times this happened. Ask them whether you must pay them back or would they consider forgiving you and waver the owed money. If they explicitly waiver it, you have nothing to pay back.

2. If you cannot resolve the situation via the taxi company, then give the amount in charity on behalf of the company.

I wish you all the best.

Warmest salams,
[Shaykh] Jamir Meah

Shaykh Jamir Meah grew up in Hampstead, London. In 2007, he traveled to Tarim, Yemen, where he spent nine years studying the Islamic sciences on a one-to-one basis under the foremost scholars of the Ribaat, Tarim, with a main specialization and focus on Shafi’i fiqh. In early 2016, he moved to Amman, Jordan, where he continues advanced studies in a range of Islamic sciences, as well as teaching. Jamir is a qualified homeopath.

Can I Become a Medical Geneticist If I Know That It May Lead to Abortions?

Answered by Shaykh Jamir Meah

Question: Assalamu alaykum

I am currently a medical student in the United States. I have an interest in specializing in medical genetics, but have some concerns. Would it be permissible to become a geneticist if I might have to diagnose genetic conditions in the womb knowing that the mother may decide to get an abortion if the news is not good? Would it also be permissible to tell a couple what diseases/conditions they might be carriers for knowing that they may decide not to have children?

Answer: Assalam ‘alaykum. I pray you’re well insha’Allah.

It would be permissible to become a medical geneticist, even if some of the work and findings may lead patients to decide not to have children or to abort a pregnancy.

However, if this specific aspect of genetics is avoidable and you can focus on other aspects within medical genetics then it may be best to do so, due to the difference of opinion on the permissibility abortion.

Principle

In the Shafi’i school, the general principle is that if one knows or thinks that an act will assist in a sin then the act is not permissible. A simple example given is if a grape seller knows or thinks that a customer is buying the grape to make wine, then it is impermissible to sell it to them.

In regards couples deciding not to have children, this is not a sin, so there is no issue in your diagnosing possible genetic conditions in the womb that may lead to them deciding not to have children.

As for abortion, then the issue is that there is a difference of opinion on whether abortion is permissible or not.

Abortion

Some of our (Shafi’i) scholars held that abortion is impermissible. This is the opinion of Imam ibn Hajr. If one goes by this opinion, then if a medical geneticist knows or has some reason to think that the mother will abort the pregnancy, then the apparent ruling, according to the principle above, will be that such work would also be impermissible.

However, an equally valid opinion held by other Shafi’i scholars, such as Imam Ramli, is that abortion is permissible if performed before 120 days, but not afterwards. This opinion permits substances to be taken to abort the pregnancy. It should be noted here that one must be certain that the 120 days has not passed. If one goes by this opinion, then because the abortion is permissible, so to would be the diagnostic work. And Allah knows best.

The Hanafi Principle

Abu Hanifa (may Allah have mercy upon him) held that indirectly assisting in a sin is not unlawful, but mildly disliked. This is because the actual sin is acquired only by the person who directly commits the sin. The example given is a Muslim transporting alcohol for a non-Muslim for a wage, and without the intention of disobeying Allah. Such work and the wages would be lawful.

According to this principle, your work and any wages would be lawful even if we take the opinion that abortion is impermissible (which is also the general ruling in the Hanafi School).

[Niyahtul Muhtaj, Tarshih al Mustarshidin, Radd al Muhtar]

Please also see related:

When is Having an Abortion Permitted?

And Allah knows best.

Warmest salams,
[Shaykh] Jamir Meah

Shaykh Jamir Meah grew up in Hampstead, London. In 2007, he traveled to Tarim, Yemen, where he spent nine years studying the Islamic sciences on a one-to-one basis under the foremost scholars of the Ribaat, Tarim, with a main specialization and focus on Shafi’i fiqh. In early 2016, he moved to Amman, Jordan, where he continues advanced studies in a range of Islamic sciences, as well as teaching. Jamir is a qualified homeopath.

Is Medical Treatment Between Opposite Genders Permissible?

Answered by Shaykh Abdurragmaan Khan

Question: Assalam alaykum,

I am currently in medical school and in a few month inshallah I’ll start practicing so is it permissible for me to touch non mahram men for treatment purposes only? And inshallah in the future I want to specialize in facial reconstructive surgery for children that are born with abnormal features. Is that permissible?

Answer: Wa alaykum al-Salam

Shukran for your question.

Medical treatment between opposite genders, according to the preponderant view in the Shafi’i school, is only permitted in the absence of the same gender. A male may only treat a female, if no female doctor is available and vice versa. Also, when opposite gender treatment takes place, the following conditions should be kept in mind, (1) preference should be given to male doctor who is a mahram, (2) females (doctor or patient) should be accompanied by a mahram or another trustworthy female, and (3) viewing and touching should be limited to necessity [Mugni al-Muhtaj 3/180].

The 4th century jurist, ibn al-Qas, held that treatment between opposite sexes would be permitted even when a same gender doctor is available [Rawdah al-Talibin 5/375]. His position, though not the official view within the school, may be practiced upon. The conditions mentioned above must be adhered to according to his position as well.

And Allah knows best

Wassalam
[Shaykh] Abdurragmaan Khan

Shaykh Abdurragmaan
received ijazah ’ammah from various luminaries, including but not restricted to: Habib Umar ibn Hafiz—a personality who affected him greatly and who has changed his relationship with Allah, Maulana Yusuf Karaan—the former Mufti of Cape Town; Habib ‘Ali al-Mashhur—the current Mufti of Tarim; Habib ‘Umar al-Jaylani—the Shafi‘i Mufti of Makkah; Sayyid Ahmad bin Abi Bakr al-Hibshi; Habib Kadhim as-Saqqaf; Shaykh Mahmud Sa’id Mamduh; Maulana Abdul Hafiz al-Makki; Shaykh Ala ad-Din al-Afghani; Maulana Fazlur Rahman al-Azami and Shaykh Yahya al-Gawthani amongst others.

If I Buy a Prohibited Item, Is the Change Received Haram?

Answered by Shaykh Jamir Meah

Question: Assalamu alaykum

If someone has money that is not haram and buys something haram with it, for example alcohol, does the change he recieved from purchasing the alcohol become haram money?

Answer: Wa’alaykum assalam. Thank you for your question.

If you bought a prohibited item with halal money, then the change received from the transaction is still considered halal money, and therefore permissible to keep.

The sin is in the transaction itself (which is void) and whatever one uses the prohibited item for. As such, one should repent and return the item if possible, in which case the refunded money is permissible to keep.

Related posts:

Haram Money Archives

Haram Income Archives

Warmest salams,
[Shaykh] Jamir Meah

Shaykh Jamir Meah grew up in Hampstead, London. In 2007, he traveled to Tarim, Yemen, where he spent nine years studying the Islamic sciences on a one-to-one basis under the foremost scholars of the Ribaat, Tarim, with a main specialization and focus on Shafi’i fiqh. In early 2016, he moved to Amman, Jordan, where he continues advanced studies in a range of Islamic sciences, as well as teaching. Jamir is a qualified homeopath.

Are Items Bought with Impermissible Loans Haram?

Answered by Shaykh Jamir Meah

Question: Assalamu alaykum

If one borrowed money off a family member for a house and the family member’s money was from a haraam source, but has now been paid off in full with halal money, would this mean when selling the house, the money would be haraam?

Secondly if someone took a sinful interest based mortgage and paid it off, would this also mean the house is haraam or the money is when sold?

Answer: Wa’alaykum assalam. Thank you for your questions.

1. If the lender owned a mix of money from halal sources and haram sources, then it is permitted to take money from them, although somewhat disliked. If you are certain that the actual money given to you was from haram sources alone, then it would have been prohibited for you to have taken that money in the first place.

However, since you have paid the loan back with your halal money, the property in of itself is not haram, and therefore the money made from its sale would be halal.

2. As above, the sin is in the initial agreement and continues until the debt is paid off. The house in of itself is permissible as is the money from its sale.

Lastly, it is advisable to pray two cycles of Salat al Tawba (the Prayer of Repentance) and resolve not to enter into such transactions in the future.

May Allah grant you every good in this life and the next, insha’Allah.

Warmest salams,
[Shaykh] Jamir Meah

Shaykh Jamir Meah grew up in Hampstead, London. In 2007, he traveled to Tarim, Yemen, where he spent nine years studying the Islamic sciences on a one-to-one basis under the foremost scholars of the Ribaat, Tarim, with a main specialization and focus on Shafi’i fiqh. In early 2016, he moved to Amman, Jordan, where he continues advanced studies in a range of Islamic sciences, as well as teaching. Jamir is a qualified homeopath.

Are My Prayers Invalid While I Am Paying Interests?

Answered by Shaykh Abdurragmaan Khan

Question: Assalam alaykum,

I have student loans that are accruing interest. I have not been able to pay them. Do I have to redo every single prayers that I have done during these loans?

Answer: Wa alaykum al-Salam

If the prayer was offered correctly, with all conditions and requirements fulfilled, then it is considered valid. The fact that you may or may not have a loan accruing interest does in no way effect the status of your prayer.

Regarding your interest loan, you should try your utmost to repay it as soon as possible. If you are not by the financial means to pay the loan, you may consider approaching a Zakah organization and request assistance from them in this regard.

May Allah increase you in faith and closeness to Him.

And Allah knows best
Wassalam
[Shaykh] Abdurragmaan Khan

Shaykh Abdurragmaan
received ijazah ’ammah from various luminaries, including but not restricted to: Habib Umar ibn Hafiz—a personality who affected him greatly and who has changed his relationship with Allah, Maulana Yusuf Karaan—the former Mufti of Cape Town; Habib ‘Ali al-Mashhur—the current Mufti of Tarim; Habib ‘Umar al-Jaylani—the Shafi‘i Mufti of Makkah; Sayyid Ahmad bin Abi Bakr al-Hibshi; Habib Kadhim as-Saqqaf; Shaykh Mahmud Sa’id Mamduh; Maulana Abdul Hafiz al-Makki; Shaykh Ala ad-Din al-Afghani; Maulana Fazlur Rahman al-Azami and Shaykh Yahya al-Gawthani amongst others.

Can I Purchase Household Accessories in Muharram? (Shafi’i)

Answered by Shaykh Abdurragmaan Khan

Question: Assalam alaykum,

I am getting married and I want to buy new things. Can I buy new things for my house during Muharram?

Answer: Wa alaykum al-Salam

It is permissible to purchase household accessories anytime in the year, Muharram or otherwise, prior to marriage or after. There are no restrictions from the Shari’ah in this regard as long as one is not squandering monies or being wasteful.

And Allah knows best
Wassalam
[Shaykh] Abdurragmaan Khan

Shaykh Abdurragmaan
received ijazah ’ammah from various luminaries, including but not restricted to: Habib Umar ibn Hafiz—a personality who affected him greatly and who has changed his relationship with Allah, Maulana Yusuf Karaan—the former Mufti of Cape Town; Habib ‘Ali al-Mashhur—the current Mufti of Tarim; Habib ‘Umar al-Jaylani—the Shafi‘i Mufti of Makkah; Sayyid Ahmad bin Abi Bakr al-Hibshi; Habib Kadhim as-Saqqaf; Shaykh Mahmud Sa’id Mamduh; Maulana Abdul Hafiz al-Makki; Shaykh Ala ad-Din al-Afghani; Maulana Fazlur Rahman al-Azami and Shaykh Yahya al-Gawthani amongst others.