Shaykh Muhammad Carr

July 6, 2025 5 mins

Is Pooled Gold Storage Permissible Under Islamic Sacred Law?

Answered by Shaykh Muhammad Carr Question The service enables clients to purchase and store gold within a pooled vault system, wherein identical products are collectively stored to optimize space utilization. The gold bars are not assigned individual serial numbers; however, each unit is physically present and fully allocated to the respective client’s account. The provider […]
June 28, 2025 2 mins

Can a Gift Be Followed by a Conditional Demand?

Answered by Shaykh Muhammad Carr Question Person A gives $100 to Person B with the instruction to purchase a specific item for Person B’s own use. Person B then buys the item for himself using the $100. Afterward, Person A demands $200 from Person B as a condition for facilitating this purchase. Is this transaction […]
June 28, 2025 5 mins

Is Sweden’s A-Kassa Unemployment Model Permissible?

Answered by Shaykh Muhammad Carr Question In Sweden, you pay a small monthly fee to an unemployment fund (A-kassa). If you lose your job, you can receive financial support for a limited period while actively seeking work. To qualify, you generally must have worked at least 60 hours per month for 6 of the last […]
June 25, 2025 3 mins

Is It Permissible to Pay a Company to Act as a Rental Guarantor?

Answered by Shaykh Muhammad Carr Question In student housing abroad, some tenants under 18 must pay a third-party company to act as a guarantor if no parent is available. The company charges a fixed, non-refundable fee and assumes responsibility for unpaid rent. Is this payment permissible, or does it involve riba, gharar, or issues related […]
June 16, 2025 4 mins

What Should I Do with Interest Unintentionally Earned from an Investment?

Answered by Shaykh Muhammad Carr Question If someone unintentionally earns interest from an investment, can they donate it to charity, invest it, or use it to pay off debts? What is the difference between the profit rate and riba in Islamic banking? Answer In the Name of Allah, the Most Merciful and Compassionate. I pray […]
June 16, 2025 4 mins

Am I Responsible for Ads That Contained Unintentional Exaggerations?

Answered by Shaykh Muhammad Carr Question Between 2023 and 2024, I ran e-commerce ads for physical products—first as an affiliate (where I managed the store and ads, while a company handled delivery and cash-on-delivery payments), and later as a direct seller. I copied ad content, believing it to be accurate, but some ads—mainly those for […]
June 15, 2025 4 mins

Can We Trust Shari‘a-Compliant Funds That Invest in Ethically Controversial Co...

Answered by Shaykh Muhammad Carr Question Many—if not all—Shariah-compliant ETFs and funds, such as MSCI Islamic ETFs, HSBC Islamic Funds, Wahed HLAL, and others, invest in companies like Microsoft, Google, Amazon, Meta, and similar tech giants. These companies raise serious ethical concerns. Specifically, the companies mentioned are known to provide dedicated technology to Israel, which […]
June 15, 2025 3 mins

Can a Trading Platform That Takes Profits for Signal-Based Trading Without Shari...

Answered by Shaykh Muhammad Carr Question I invested $1,500 in a trading platform that provides expert trading signals. Each participant allocates 1% of their capital per trade. When a profit is made, the platform and the expert take 40% of the gain as compensation for their research and analysis. Is this form of investment permissible […]
June 1, 2025 3 mins

Is Investing in Islamic Schools and Using Zakat for Salaries Permissible?

Answered by Shaykh Muhammad Carr Question Can I purchase equity in an Islamic school or society, similar to investing in a company? Is it permissible to profit from such an investment? Additionally, if zakat funds are used for the Islamic school, is it permissible to pay salaries to teachers or staff from the zakat money? […]
June 1, 2025 2 mins

Is Buying Storage Units at Auction Permissible When Contents Are Unknown?

Answered by Shaykh Muhammad Carr Question Is it permissible to purchase storage units at auction when the contents are unknown, except for what can be seen from the entrance? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank you for your question. Allah (Most High) says, “O you who believe, devour not […]
May 29, 2025 2 mins

Who Inherits a Deceased Man’s Estate With Sons and a Wife?

Answered by Shaykh Muhammad Carr Question How should a deceased man’s estate be distributed among his wife, two sons, mother, elder brother, and two married elder sisters? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank you for reaching out and seeking clarification on this important matter. May Allah grant the deceased […]
May 27, 2025 4 mins

How Do I Pay Zakat on a Defined Contribution Scheme?

Answered by Shaykh Muhammad Carr Question  For a defined contribution pension scheme, where both the employee and the employer contribute a set amount, I understand that zakat becomes due only once you gain access to the lump sum. Based on this understanding, there are two possible approaches: A. Each year, separately from your other cash […]
May 25, 2025 6 mins

Can I Take Advance Payment and Add Profit on Undelivered Goods?

Answered by Shaykh Muhammad Carr Question Is it permissible in Islamic law to receive advance payment from a customer for goods yet to be purchased, and to include a profit margin in the final price? What is the proper way to earn from such transactions?  Answer In the Name of Allah, the Most Merciful and […]
May 25, 2025 3 mins

Is It Permissible for a School to Offer Discounted Tuition for a Lump Sum While ...

Answered by Shaykh Muhammad Carr Question  Is it permissible for a school to offer discounted tuition for lump-sum or two-part payments while charging the full amount for those who opt for monthly installments? ِAnswer Thank you for your question. May Allah reward you. Allah Most High says, “O believers! Do not forbid the good things […]
May 25, 2025 3 mins

Can I Invest in a Company that Has 30% Haram Activity?

Answered by Shaykh Muhammad Carr Question If a company engages in 30% haram activity, can I still invest in it by donating that percentage to charity? And should the donation be based on the total investment amount or only on the profits? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank you […]
May 24, 2025 4 mins

Do I Need to Pay Zakat on My Mudaraba and Murabaha Investments If I Haven’t Re...

Answered by Shaykh Muhammad Carr Question  We are a group of business partners with differing roles and financial arrangements, and we seek clarification on the proper calculation of Zakat in our situation: Our business has multiple partners with varying profit-sharing ratios (e.g., 40/40/20) and differing equity contributions (e.g., 37.5/37.5/25). One of the partners is a […]
May 23, 2025 4 mins

Is AppleCare+ Permissible If Purchased Hours After the Original Sale?

Answered by Shaykh Muhammad Carr Question I purchased an Apple product and, uncertain about the validity of the extended warranty, conducted a brief online search to clarify the matter. The initial results reassured me, leading me to quickly subscribe to AppleCare+ approximately four hours after leaving the Apple Store with the product. However, upon further […]
May 9, 2025 3 mins

Is My Job as an AI Engineer Halal if My Company Works with a Riba-Based NGO?

Answered by Shaykh Muhammad Carr Question I work as an AI Engineer for a company that gathers data from the customers of client companies that partner with us. These client companies use the collected data to inform their policy decisions. Recently, my company has entered into a contract with an NGO that operates on a […]
April 26, 2025 4 mins

How Does Buying and Selling Properties for Business Within a Year Affect Zakat C...

Answered by Shaykh Muhammad Carr Question I am in the business of buying, fixing, and selling properties for profit. I understand that zakat is due on the property’s market value if held for one full zakat year. However, what if I sell and buy multiple properties within a year? For example, if I buy a […]
April 26, 2025 4 mins

Can a Gold Loan Be Repaid in Gold or Its Equivalent Value at Repayment?

Answered by Shaykh Muhammad Carr Question I have 100g of gold, which represents my entire life savings. Despite my current financial difficulties, I do not sell it and continue to pay zakat on it yearly. However, a close friend asked me to borrow 50g of gold from my 100g, requiring me to sell it on […]
April 26, 2025 4 mins

How to Repay a Foreign Loan After Local Currency Devaluation and Inflation?

Answered by Shaykh Muhammad Carr Question I borrowed 93,000 KES (local currency) from a friend, but she provided it in USD, which was equivalent to 600 USD at the time. Although I initially requested the loan in KES, it was given in USD. A year later, due to currency fluctuations, 600 USD now converts to […]
April 19, 2025 2 mins

Can a Recruitment Agent Receive Payment Before Hiring and Managing an Employee?

Answered by Shaykh Muhammad Carr Question If Person A pays Person B to hire and manage an employee, giving them both the employee’s salary and a service fee upfront, Person B then recruits, pays, and manages the employee for the month. Is receiving the service fee and salary in advance permissible before hiring and managing […]
April 18, 2025 2 mins

Is Profit from Halal Stocks or Crypto Allowed If Funded by Haram or Mixed Money?

Answered by Shaykh Muhammad Carr Question The profits are permissible if someone uses impermissible (haram) money to start a permissible (halal) business. Does the same principle apply to stocks and cryptocurrency? Would the resulting profits be acceptable if one invests in permissible stocks, ETFs, or crypto using impermissible or mixed funds? Answer In the Name […]
April 10, 2025 2 mins

Can I Draft Contracts Containing Interest and Insurance Clauses?

Answered by Shaykh Muhammad Carr Question My responsibilities include property transactions (e.g., sales and purchases) and asset management (e.g., lease renewals and licenses). This involves drafting documents such as sale contracts, leases, and licenses that have detailed provisions related to interest and insurance obligations. For example, the tenant would pay interest on overdue rent after […]
© 2025 SeekersGuidance. All rights reserved.
❔ Need Help?