Posts

Can I Purchase an Insurance When Renting a Truck?

Answered by Shaykh Umer Mian Question: Assalamu alaykum I’m in the process of moving and will be renting out a moving truck shortly. The company has an option to purchase insurance so any potential damage to the moving truck can be waived. Can you please let me know if getting an insurance for a moving […]

Can I Work for an IT Company That Deals With Insurance Companies?

Answered by Ustadh Salman Younas Question: Assalam aleykum What is the ruling on working as a maintenance engineer for one of the IT companies that deal with some of the insurance companies, where the company sells equipments to these insurance companies, and as a maintenance engineers, we are providing IT services to these companies on […]

Is It Permissible to Work in the Call Centre Section of an Insurance Broker?

Answered by Ustadh Salman Younas Question: Assalam aleykum Is it permissible to work in the call centre section of an insurance broker? Or any other section of the company? Answer: assalamu alaykum It would be permitted to take on a job provided that: (a) the work itself is permitted and (b) the income that one […]

Is Emergency Roadside Service Coverage Permissible?

Answered by Shaykh Umer Mian Question: As Salam Alaykum, Is it permissible to purchase emergency roadside service coverage subscriptions? These require a customer to pay a fixed amount per year as part of a yearly membership/subscription. In return, the company provides emergency roadside assistance. Answer: Wa alaikum as-salam wa rahmatullahi wa barakatuhu. Subscription to an […]

Are Cover Plan Contracts Permissible?

Answered by Mufti Muhammad ibn Adam al-Kawthari Question: I understand that the insurance contract generally is unlawful. My question is related to “cover plan” contracts. The first plan is the road recovery services offered by AA, RAC. A fixed premium is paid per year and any issues related to your car can be fixed by […]

Can I Invest in a Life Insurance?

Answered by Ustadh Salman Younas Question: Is it permitted to invest in life Insurance? What if the Insurance company says it doesn’t lend money to banks to give others as loans? The Insurance company says they invest in real estate land properties only, and do not invest on any buildings which promote gambling or liquor […]

Can I Take an Insurance When It Is Illegal to Not Have One?

Answered by Ustadh Salman Younas Question: 1. In Saudi if you hit a car and the other car gets damaged you have to pay thousands of dollars if you don’t have insurance. Further, you will be in Jail till you pay back money. How is a poor person to pay such money? What other choice […]

Are Conventional Insurances Really Impermissible?

Answered by Ustadh Salman Younas Question: As far as I know, conventional insurances are impermissible and hence common things like home, life, car, medical, and travel insurance are all impermissible. But Shaykh Mustafa Zarqaa states that all insurance is halal. Are conventional insurances really impermissible? Answer: assalamu `alaykum The default legal ruling of conventional insurance […]

Is It Permissible to Work as a Medical Insurance Coder?

Answered by Ustadh Salman Younas Question: I was looking into working from home as a medical coder. The job would require me to take the diagnosis and procedures preformed by the doctor and convert them into codes for insurance purposes. Is this halal, since the coding job will be done to get payment from the […]

Is It Permissible to Enter Into Contracts Involving Three Parties Such as Credit Card Agreements?

Answered by Mufti Muhammad ibn Adam al-Kawthari Question: I have been told that it is prohibited to have contracts that involve three parties. Examples are insurance and credit cards. So for instance, when you purchase something with a credit card it involves the buyer, the seller and the credit card company. Is this a valid […]