Shaykh Muhammad Carr

February 22, 2025 3 mins

Is My Child Trust Fund Halal to Use for Hajj?

Answered by Shaykh Muhammad Carr Question A Child Trust Fund (CTF) account was opened for me as a child, funded initially by government contributions and grown through Shariah-compliant investments. Are there any additional considerations to determine whether this money is halal beyond its Shari‘a certification? While Shari‘a-compliant, the investments include companies like Google and Shell, […]
February 22, 2025 4 mins

Are Heirs Entitled to a Pension Fund?

Answered by Shaykh Muhammad Carr Question Is it permissible for heirs to receive payments from a pension fund that is not regarded as part of the deceased’s estate under Islamic inheritance laws, given that the deceased did not possess ownership of the funds during their lifetime? Answer In the Name of Allah, the Most Merciful […]
February 16, 2025 2 mins

Can a Widow Use Her Late Husband’s Belongings?

Answered by Shaykh Muhammad Carr Question During her ‘idda (waiting period), can a widow use her late husband’s belongings, such as food, furniture, and appliances, without the heirs’ permission? Is she required to compensate them afterward? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank you for your question. A widow is […]
February 11, 2025 4 mins

Tying The Knot: The Interplay of Love, Faith, and Spiritual Growth – Shayk...

This is the fifth in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Marriage in Islam is […]
February 10, 2025 5 mins

Tying The Knot: Marital Rights and Responsibilities in Islam – Shaykh Muha...

This is the fourth in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Marriage in Islam is […]
February 9, 2025 6 mins

Tying The Knot: The Importance of Knowledge, Rights, and Responsibilities in Mar...

This is the third in a series of articles based on the On-Demand Course Tying the Knot: Rights, Responsibilities, and Balance. This course offers insights into the timeless wisdom of the Islamic teachings on marriage, helping couples and those preparing for marriage to embrace their roles with compassion, fairness, and spiritual mindfulness. Gratitude and Seeking Knowledge […]
February 2, 2025 3 mins

How Should Life Insurance from My Late Husband Be Distributed?

Answered by Shaykh Muhammad Carr Question Does the life insurance from my late husband’s workplace need to be divided among his family and me? If so, how should it be distributed, considering he has only a father and a brother in his family? Answer In the Name of Allah, the Most Merciful and Compassionate. Thank […]
February 1, 2025 7 mins

How Is Zakat Calculated on a Halal ETF Investment?

Answered by Shaykh Muhammad Carr Question  How is zakat calculated on a halal ETF investment? For example, if an initial investment of $100,000 grows to $125,000, should zakat be paid on the profit alone ($25,000) or the entire investment value ($125,000)? Additionally, does the same ruling apply to RRSPs invested in ETFs? ِAnswer In the […]
January 31, 2025 2 mins

Is the Income I Received as a Sales Representative for Selling Crosses Halal?

Answered by Shaykh Muhammad Carr Question  I worked as a sales representative for marketing companies. I later learned that one project may have included a cross and other Sharia violations, which I was unaware of at the time. Is the income I earned from this halal or haram? ِAnswer In the Name of Allah, the […]
January 25, 2025 2 mins

Is It Allowed to Share the Cost of an Online Course for Collective Use?

Answered by Shaykh Muhammad Carr Question Is it permissible for a group of six friends to share the cost of an online course and use it collectively? Answer In the Name of Allah, the Most Merciful and Compassionate. I pray you are in good faith and health. Thank you for your question. If the online […]
January 25, 2025 5 mins

Is Zakat Payable on Cryptocurrencies?

Answered by Shaykh Muhammad Carr Question  What is the ruling on paying zakat on cryptocurrency, such as Bitcoin or Ethereum? If I have not paid zakat on my crypto holdings since acquiring them, have I sinned, and is my wealth halal? ِAnswer In the Name of Allah, the Most Merciful and Compassionate. I pray you […]
January 20, 2025 3 mins

Is It Permissible to Open a Current Account with an Overdraft Facility?

Answered by Shaykh Muhammad Carr Question I want to open a current account, as no Islamic banking options are available. This account provides access to a savings account and includes an optional overdraft facility. While approval for the overdraft is based on meeting specific qualifications, using the overdraft is not mandatory. Am I sinning by […]
January 18, 2025 3 mins

Can an Expected Profit Clause Be Included in a Valid Islamic Contract?

Answered by Shaykh Muhammad Carr Question  Can an expected profit clause, such as “The expected profit is X% per month,” be included in a wakala bi al-Istithmar contract without violating the principle that the wakil cannot guarantee profits? ِAnswer In the Name of Allah, the Most Merciful and Compassionate. I pray you are in good […]
January 18, 2025 2 mins

Are the Commissions Earned for Advancing My Own Funds Permissible?

Answered by Shaykh Muhammad Carr Question  Is my job halal or haram? I assist merchants by advancing my funds to clear negative balances, and in return, I receive a commission three times the usual amount earned by the merchant. Additionally, I earn a “lucky bonus” as a reward for covering negative balances. Does this arrangement […]
January 17, 2025 3 mins

What Is a Permissible Profitable Price?

Answered by Shaykh Muhammad Carr Question  I am starting an online business selling 18k gemstone jewelry and seek guidance on setting a permissible, profitable price. Should I use an appraisal to determine the price and include both my profit and appraisal costs? ِAnswer Thank you for your question. May Allah bless you and your business. […]
January 11, 2025 2 mins

Is It Haram to Approve Payments from a Company Credit Line with Interest?

Answered by Shaykh Muhammad Carr Question  I work in a role where I approve payments from a company credit line with interest, encourage clients to use factoring with interest, and respond to inquiries about letters of credit with interest. Is any of this considered haram and related to riba? ِAnswer In the Name of Allah, […]
January 6, 2025 3 mins

Is a Loan That Charges a 1% Fee for Lending Permissible?

Answered by Shaykh Muhammad Carr Question  For a student visa, a student must demonstrate financial stability by showing a certain amount of money in their bank account. Often, students do not have the total required amount. In such cases, the bank employs a method in which the student deposits 10% of the total amount needed […]
January 6, 2025 2 mins

Can Mudaraba Be Employed to Generate Rental Income?

Answered by Shaykh Muhammad Carr Question Is it permissible under Mudaraba for me, as the investor (Rabb al-Mal), to provide funds to the entrepreneur (mudarib) to purchase a vehicle for rental income, considering the differing opinions on permissible business activities, such as trading?  Answer In the Name of Allah, the Most Merciful and Compassionate. Mudaraba […]
January 5, 2025 3 mins

Is It Permissible in the Shafi‘i School to Sell Print-on-Demand Products?

Answered by Shaykh Muhammad Carr Question  Is it permissible in the Shafi‘i School to sell print-on-demand products where I don’t possess the item, but instead design it, advertise it, and receive a percentage after the printing company ships it to the customer? ِAnswer In the Name of Allah, the Most Merciful and Compassionate. Thank you […]
January 5, 2025 4 mins

Is It Permissible to Sell Saunas Given Their Potential Misuse?

Answered by Shaykh Muhammad Carr Question Is it permissible to manufacture and sell saunas, considering their use may involve exposure of the ‘awra in group settings, such as in resorts, spas, and clubs? Answer Manufacturing and selling saunas is permissible in principle because saunas are not inherently impermissible. They are neutral tools that can be […]
January 3, 2025 2 mins

Can I Give Interest to a Relative in Need?

Answered by Shaykh Muhammad Carr Question  Can I give bank interest to help a relative in a financial crisis pay off their riba-based loan, given that we must dispose of interest money and lack Islamic banks here? Please explain, especially concerning the zakat rules on such loans. ِAnswer In the Name of Allah, the Most […]
January 3, 2025 3 mins

What Do I Do with Interest Accrued on My Savings Account Opened by My Father?

Answered by Shaykh Muhammad Carr Question  I recently learned that interest (riba) is haram. In 2012, my father opened a savings account for me, which has accumulated 60,000 interest. Should I donate this amount without expecting any reward? Also, can I do so secretly if my father refuses to accept it? ِAnswer In the Name […]
January 3, 2025 2 mins

Is It Permissible for a Paint Contractor to Render Services Until the House Is S...

Answered by Shaykh Muhammad Carr Question  Is it permissible for a paint contractor to agree to perform minor maintenance on painted areas until a house is sold, with part of their payment withheld until that time? The contractor only provides labor; this maintenance is included in their initial price. ِAnswer Thank you for your question. […]
January 3, 2025 3 mins

Are Farming Partnerships Permissible?

Answered by Shaykh Muhammad Carr Question  I own agricultural land and provide the seeds, while another family manages the farming operations, including hiring workers. We then split the crops. Is this arrangement permissible? ِAnswer Thank you for your question. May Allah bless your efforts. According to the relied-upon view (mu‘tamad) in the Shafi‘i School, this […]
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