Is It Permissible to Take Money and Gifts from Someone Who Has an Interest-Bearing Loan?
Hanafi Fiqh
Answered by Mawlana Ilyas Patel
Question
My sisters have university loans, which I know are impermissible as interest would be added on when repaying the loans. If I say this to my parents, they would disagree, so I avoid speaking on the issue, and I try my best to avoid taking gifts from them when I know the money is 100% from just their loan.
Still, the problem is they often help out with that money with household affairs like buying groceries, etc., so it isn’t always avoidable. They had previously given me money on my birthdays that I spent when I didn’t know it was impermissible. I have some things from that money but can’t remember exactly which.
What would be the best thing to do as I currently do not have a good income and am in full-time education?
Answer
In the Name of Allah, the Most Merciful and Compassionate.
I pray you are in good faith and health. Thank you for your question and for showing concern about consuming halal and from the permissible.
The help out of money that your sibling sisters give you is halal and permissible for you to use. There is no sin on your behalf, as you have not taken the loan out.
The reason is that when the money comes into your ownership is like that of a new ownership. Jurists say the changing of ownership is like the changing of the item itself.
Also, you can assume it is from a halal source and just leave it to that. [Ali al-Nadwi, al-Qawa’id al-Fiqhiyya]
We pray to Allah Most High to make it easy to repay the loans for your siblings.
You can search for more related answers on SeekersGuidance Answers.
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I pray this helps with your question.
Wassalam,
[Mawlana] Ilyas Patel
Checked and Approved by Shaykh Faraz Rabbani
Mawlana Ilyas Patel is a traditionally-trained scholar who has studied in the UK, India, Pakistan, Syria, Jordan, and Turkey. He started his early education in the UK. He went on to complete the hifz of the Quran in India, then enrolled in an Islamic seminary in the UK, where he studied the secular and ‘Aalimiyya sciences. He then traveled to Karachi, Pakistan. He has been an Imam in Rep of Ireland for several years. He has taught hifz of the Quran, Tajwid, Fiqh, and many other Islamic sciences to children and adults onsite and online extensively in the UK and Ireland. He taught at a local Islamic seminary for 12 years in the UK, where he was a librarian and a teacher of Islamic sciences. He currently resides in the UK with his wife. His interest is a love of books and gardening.
