Is It Permissible to Take an Interest-Free Loan Through Deception?


Answered by Mawlana Ilyas Patel

Question

Can I take an interest-free loan from my friend’s workplace through deception, using it for a different purpose, but with the intent to repay? Is this money halal or haram?

Answer

In the Name of Allah, the Most Merciful and Compassionate.

I pray you are in good faith and health. Thank you for your question.

This is a deceptive way of acquiring a loan even though you will eventually repay it. The money in itself is halal but there will be lack of blessings having acquired it in this deceptive way.

Abu Hurayra (Allah be pleased with him) reports that the Messenger of Allah (Allah bless him and give him peace) passed by a man selling food. He put his hand in it and saw something wrong with it. The Messenger of Allah (Allah bless him and give him peace) said, “He is not one of us who cheats.” [Ibn Maja]

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I pray this helps with your question.

Wassalam,
[Mawlana] Ilyas Patel
Checked and Approved by Shaykh ِAbdul-Rahim Reasat

Mawlana Ilyas Patel is a traditionally-trained scholar who has studied in the UK, India, Pakistan, Syria, Jordan, and Turkey. He started his early education in the UK. He went on to complete the hifz of the Quran in India, then enrolled in an Islamic seminary in the UK, where he studied the secular and ‘Aalimiyya sciences. He then traveled to Karachi, Pakistan. He has been an Imam in Rep of Ireland for several years. He has taught hifz of the Quran, Tajwid, Fiqh, and many other Islamic sciences to children and adults onsite and online extensively in the UK and Ireland. He taught at a local Islamic seminary for 12 years in the UK, where he was a librarian and a teacher of Islamic sciences. He currently resides in the UK with his wife. His interest is a love of books and gardening.