Answered by Ustadha Raidah Shah Idil

Question: Assalam aleykum,

How do I properly thank Allah for the blessings in my life? What about halal things which I use in a haram way? Is my prayer accepted even though I pray in clothes bought on my credit card?

Answer: Asalamualaykum wa rahmatullahi wa barakatuh,

I pray this finds you well. May Allah reward you for reaching out to us.


“And [remember] when your Lord proclaimed, ‘If you are grateful, I will surely increase you [in favor]; but if you deny, indeed, My punishment is severe.’ “ [Qur’an, 14:7]

It is praiseworthy to develop a daily practice of thankfulness for Allah’s blessings.

In a nutshell, a holistic expression of gratitude for one’s blessings is using it in a way that pleases Allah e.g. using one’s body to perform acts of good, using one’s free time in a beneficial way, using one’s wealth for the sake of Allah etc.


“But whoever repents after his wrongdoing and reforms, indeed, Allah will turn to him in forgiveness. Indeed, Allah is Forgiving and Merciful.” [Qur’an, 5:39]

If you are using blessings in a way that is displeasing to Allah, then know that it is not too late to repent.


The validity of your prayer is not affected by whether or not you have bought your clothes on credit.

Please see:

A Reader on Thankfulness to Allah and True Gratitude
A Reader on Tawba (Repentance)

[Ustadha] Raidah Shah Idil

Checked & Approved by Shaykh Faraz Rabbani

Ustadha Raidah Shah Idil has spent almost two years in Amman, Jordan, where she learned Shafi’i’ fiqh, Arabic, Seerah, Aqeedah, Tasawwuf, Tafsir and Tajweed. She continues to study with her Teachers in Malaysia and online through SeekersHub Global. She graduated with a Psychology and English degree from University of New South Wales, was a volunteer hospital chaplain for 5 years and has completed a Diploma of Counselling from the Australian Institute of Professional Counsellors. She lives in Kuala Lumpur, Malaysia, with her husband, daughter, and mother-in-law.

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"Whoever guides someone to goodness will have a similar reward"-- The Prophet (Peace and Blessings Be Upon Him)