Is Buying Items From a Loan and Taking Advanced Salary Permissible?

Answered by Mawlana Ilyas Patel


Is Buying Things From a Loan and Taking Advanced Salary Permissible?


In the Name of Allah, the Most Merciful and Compassionate

I pray you are in good faith and health. Thank you for your question.

Yes, it is permissible to buy items from a loan. One is also allowed to take an advanced and upfront salary.

The relationship between an employer and employee is based on a hiring (Ijarah) contract, where services are provided in exchange for a wage. Both parties are responsible for agreeing on the contractual terms and fulfilling their respective responsibilities while being considerate towards each other. Consulting each other before and during employment helps understand each other’s needs and expectations.

[Ibn ‘Abidin, Radd al-Muhtar]

The Prophet (Allah bless him and give him peace) said, “Whoever employs an employee, he must specify for him his wage [in advance].”

[Ibn Abd al-Razzaq, Muṣannaf ʿAbd al-Razzaq]

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[Mawlana] Ilyas Patel
Checked and Approved by Shaykh Faraz Rabbani

Mawlana Ilyas Patel is a traditionally-trained scholar who has studied in the UK, India, Pakistan, Syria, Jordan, and Turkey. He started his early education in the UK. He went on to complete the hifz of the Quran in India, then enrolled in an Islamic seminary in the UK, where he studied the secular and ‘Aalimiyya sciences. He then traveled to Karachi, Pakistan. He has been an Imam in Rep of Ireland for several years. He has taught hifz of the Quran, Tajwid, Fiqh, and many other Islamic sciences to children and adults onsite and online extensively in the UK and Ireland. He taught at a local Islamic seminary for 12 years in the UK, where he was a librarian and a teacher of Islamic sciences. He currently resides in the UK with his wife. His interest is a love of books and gardening.