Is It Permissible to Buy an Apartment If It Involves Contributing to an Interest Based Account?
Hanafi Fiqh
Answered by Mawlana Ilyas Patel
Question
Is it permissible to buy an apartment in Germany if it involves joining a homeowners’ association that collects monthly contributions into a joint account, which typically accrues interest?
Answer
In the Name of Allah, the Most Merciful and Compassionate
I pray you are in good faith and health. Thank you for your question.
It is not permissible to join a homeowners’ association that collects monthly contributions into a joint account, which accrues interest, as this constitutes assistance in sin.
This returns to the discussion relating to assisting in sin. In the Hanafi School, the degrees of assisting another in sin are:
b. indirect assistance in sin
c. possible cause for a sin.
It is impermissible (haram) to do something that directly assists in sin, slightly disliked (makruh tanzihan) to do that which indirectly assists in sin, and better to avoid something that may be a possible cause for sin.
[Nahlawi, Durar al-Mubaha]
I would like you to read through the valuable answers and links below. In sha Allah, you will receive guidance and direction.
Related
- Assistance in Ain Archives – SeekersGuidance
- What Are the Principles of Work and Assisting in Sin? [Video]
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I pray this helps with your question.
Wassalam,
[Mawlana] Ilyas Patel
Checked and Approved by Shaykh Abdul-Rahim Reasat
Mawlana Ilyas Patel is a traditionally-trained scholar who has studied in the UK, India, Pakistan, Syria, Jordan, and Turkey. He started his early education in the UK. He went on to complete the hifz of the Quran in India, then enrolled in an Islamic seminary in the UK, where he studied the secular and ‘Aalimiyya sciences. He then traveled to Karachi, Pakistan. He has been an Imam in Rep of Ireland for several years. He has taught hifz of the Quran, Tajwid, Fiqh, and many other Islamic sciences to children and adults onsite and online extensively in the UK and Ireland. He taught at a local Islamic seminary for 12 years in the UK, where he was a librarian and a teacher of Islamic sciences. He currently resides in the UK with his wife. His interest is a love of books and gardening.
